Free resources
Educational checklists and guides that pair with RetireFire calculators. No account required. Not financial advice.
Coast FIRE assumptions checklist
Pre-flight questions before you change savings behavior based on a single coast number.
Sequence of returns risk guide
How to read path risk, success rates, and free stress tests without false precision.
How to stress-test your Coast number
Deterministic baseline → sensitivity → free Monte Carlo → go/no-go gates.
Semi-retirement math: portfolio + part-time income
Gap formula, SWR tables, Coast vs Barista, income volatility workflow.
Methodology explained (human version)
Narrative tour of formulas, free stress tests, defaults, and limits.
Lean / Regular / Fat FIRE numbers (2026)
Transparent spending presets × 3% / 3.5% / 4% SWR tables you can re-run.
Barista FIRE healthcare & benefits cliffs
Why insurance and hour thresholds can dominate simple gap math.
Methodology
Published formulas, defaults, and the Monte Carlo model notes.
Approach, limitations & roadmap
Product philosophy and what stays free.
All blog guides
Coast, Barista, SWR, age tables, levers, and stress-test education.
All calculators
FIRE number, years, Coast, Barista — free and shareable.