Retirement Age Calculator
Estimate the age when your current portfolio and annual savings could reach a spending-based retirement target.
Retirement age estimate
Estimate when your portfolio reaches a spending-based target in today’s dollars.
Portfolio target
$1,500,000
Estimated retirement age
51.7
Years remaining
11.7
This estimate assumes the same growth rate every year. It does not include taxes, fees, Social Security, pensions, or market ups and downs.
How to use this estimate
The calculator first estimates how much you need. It divides yearly spending by the percentage you plan to withdraw each year. The growth rate should be after inflation because spending is entered in today’s dollars.