Early Retirement Healthcare Cost Calculator
Estimate health costs for the first year of retirement and for all the years until Medicare begins.
Pre-Medicare healthcare budget
Estimate health costs from the year you retire until Medicare begins, usually at age 65.
First-year budget
$13,300
Monthly equivalent
$1,108
Total before Medicare
$167,286
Subsidies depend on household income, household size, location, and current law. Re-price plans annually and keep a separate emergency reserve.
How to use this estimate
Monthly insurance payments are only part of the cost. Include deductibles and other out-of-pocket bills, dental and vision care, possible financial assistance, and rising medical prices.