FIRE calculator for couples
Combine two portfolios and durable income streams against shared household spending without hiding account ownership or survivor limitations.
Combined portfolio
$800,000
Annual portfolio gap
$55,000
Steady-state target
$1,375,000
Illustrative shortfall
$575,000
Steady-state household illustration. Model benefit start dates, healthcare, taxes, account ownership, and survivor income separately.
Use one household target, preserve two timelines
This quick calculator combines balances and later income for a steady-state view. The couples planning guide covers benefit dates, healthcare, account ownership, and survivor scenarios.